All you need to know about buying
In order to know whether you are indeed ready to buy, it is imperative to get financial advice. A mortgage adviser will be able to let you know whether you're in a position to buy, by asking you about how much deposit you have to put down, and your incomings and outgoings. They will be able to advise you about how much you could borrow so you can start your property search. They can then start to look at the best mortgage deals for you, and provide advice about types of mortgages, interest rates and monthly repayments. You could spend hours researching this yourself, or better still, you could leave the hard work to an independent mortgage adviser, like Phill Bull at Idyll Mortgages, and arrange an initial appointment with him free of charge.
Before you can make such a big decision as to where and what to buy, you must first know about the areas you're looking to buy in. We suggest you get to know the different towns and villages before you make your mind up, by viewing a variety of properties, and researching the amenities close by and school catchment areas. All of these factors will affect the house value and future market values and saleability.
The art of negotiation is a skill essential to any good estate agent. We follow up all viewings personally, by phone, and are happy to answer any questions you may have about the properties, or find out any additional information from the vendors for you. Should you place an offer on one of our properties, we will keep you well informed of the vendors comments and decisions, and come back to you as quickly as possible.
Agreeing the purchase is just the start! Once your offer is accepted, we will start to proactively chase the sale through to a successful completion. We do not just support the sale, but take an active role in progressing it and chase most sales weekly, or more frequently if required. This includes ensuring paperwork is issued promptly by conveyancers, and returned to them equally as quick, checking with conveyancers that searches are ordered and enquiries are raised efficiently, following up the mortgage application and survey, being on hand to resolve any concerns raised by surveyors or conveyancers, and overall to enhance the level of communication and reduce the hassle for you.